Fee Tier Access
Your KBY balance determines your vault management fee rate. Higher balances unlock lower fees — from 2.00% (Public) down to 0.75% (Institutional, invitation only).
Request Access
KBY Token — Utility & Access
Tiered access for KeyBay Capital clients.
KBY is a utility token that determines your relationship tier with KeyBay Capital. Higher tiers unlock lower vault management fees, better borrow rates, and premium API access. No staking required — your wallet balance determines your tier.
10M
Fixed Total Supply
5
Client Tiers
OP_NET
Bitcoin L1 Token
Launch Status
Pending launch approval
KBY is not yet available for public purchase. The token launch is subject to completion of legal review, smart contract audit, and backend infrastructure readiness. Participation is currently available by request only.
What KBY Does
KBY provides fee-tier access across KeyBay Capital products. Your wallet balance is your tier.
Borrow Rate Tiers
KBY holders at Preferred tier and above access reduced borrow APR on the credit facility. Rates range from 8.00% (Public) to 6.00% (Institutional).
API Access Levels
Higher tiers include paid API access at no extra charge. Private tier and above receive unlimited API calls and white-label access.
Platform Priority
Member tier and above receive priority support. Private and Institutional tiers include dedicated coverage and early access to new strategies.
Client Tier Structure
Your token balance is your relationship level. Tiers are read from your wallet balance at the time of each operation.
| Tier | KBY Required | Vault Fee | Borrow APR | API Access | Extras |
|---|---|---|---|---|---|
| Public | 0 KBY | 2.00% | 8.00% | Free (rate-limited) | Dashboard only |
| Member | 2,500 KBY | 1.75% | 8.00% | Paid tier included | Priority support |
| Preferred | 25,000 KBY | 1.50% | 7.00% | Premium tier included | Early strategy access |
| Private | 125,000 KBY | 1.00% | 6.50% | Unlimited API | Dedicated coverage |
| Institutional | 500,000 KBY | 0.75% | 6.00% | White-label API | Invitation only · priority feedback channel |
Fee Savings Calculator
See how much you save by holding KBY based on your vault deposits.
Standard Fee (2.00%)
0.200 BTC
Your Fee
0.150 BTC
Annual Savings
0.050 BTC
Calculator is for illustrative purposes only. Actual fees may vary based on vault conditions and policy updates.
Planned Token Distribution
10,000,000 KBY total supply. Fixed at deployment. No additional minting. Distribution subject to final launch terms.
12.5%
Team
1,250,000 KBY
15%
Early Access
1,500,000 KBY
25%
Public
2,500,000 KBY
15%
Treasury
1,500,000 KBY
10%
Ecosystem
1,000,000 KBY
7.5%
Liquidity
750,000 KBY
15%
Reserve
1,500,000 KBY
Launch Roadmap
KBY launch is being prepared in phases. All phases are subject to legal and compliance review.
Current
Token Information & Access Requests
Fee tier structure finalized. Request information or early access via the form above.
Next
Smart Contract Deployment
OP_20 token deployment on Bitcoin L1 via OP_NET. Contract audit and verification pending.
Planned
Early Access Distribution
Distribution to approved early access participants. Subject to legal review completion.
Future
Public Availability
Open access to KBY token, contingent on full backend, legal, and compliance readiness.
Revenue Model
KeyBay generates revenue from multiple streams. KBY tier holders access reduced rates.
| Revenue Stream | Source | KBY Tier Impact |
|---|---|---|
| Vault Management Fees | 0.75%–2.00% annual on AUM | Tier discount = direct savings |
| Borrow Interest | 6.00%–8.00% APR on credit | APR discount for Tier 2+ |
| s402 API Payments | Pay-per-call premium data | Included with higher tiers |
Key Facts
Fixed Supply
10,000,000 KBY are planned to be minted once at deployment. No additional minting capability is included in the planned contract design.
No Staking Required
Hold KBY in your wallet to qualify for your tier. Your balance is read at the time of each operation. No staking contracts or time-weighted averages.
Fee Utility
KBY provides fee discounts proportional to your tier. Use the calculator above to model your scenario based on vault deposits and tier level.
Bitcoin L1 Native
KBY is planned as an OP_20 token on Bitcoin L1 via OP_NET. Contract deployment is pending audit and verification.
Important Disclosures
KBY is a utility token for platform access and fee tiering. It is not a security, investment contract, share, or promise of returns. Holding KBY does not represent ownership in KeyBay Capital, its fund, or any managed assets.
No guarantee of value. The value of KBY tokens may fluctuate and may go to zero. Past or projected fee savings do not guarantee future results. KBY should not be acquired with the expectation of profit from the efforts of others.
Launch status. KBY is not currently available for public purchase. The information on this page is provided for informational purposes only and does not constitute an offer to sell or a solicitation of an offer to buy any tokens. Final launch terms, pricing, and availability are subject to change.
Smart contract risk. Token functionality is dependent on smart contract code which, despite auditing, may contain vulnerabilities. Users accept all risks associated with blockchain-based assets.
Regulatory status. Digital asset regulations vary by jurisdiction. KBY may not be available in all jurisdictions. It is the responsibility of each participant to determine compliance with applicable laws.
Not investment advice. Nothing on this page constitutes financial, investment, legal, or tax advice. Consult qualified professionals before making any decisions related to digital assets.